Most moms have spent the past years putting their children before all else but the recent changes to Federal financial aid by the Obama Administration mean that mom can have her turn at last by applying for grants for moms going back to school.
Moms returning to higher education fall into the category of non-traditional students, that is students over the age of 25 years of age, students who previously attended college and are now returning after a break and those who have been in the paid and unpaid workforce and only now have the chance to try higher education.
Non-traditional students are the fastest growing segment of the university population and like all other students, moms returning to study should start by completing a FAFSA (Free Application For Federal Student Aid), which enables you to apply for the Pell Grant and FSEOG (Federal Supplemental Educational Opportunity Grant) that are awarded on the basis of financial need.
The Pell Grant is open to all students and it is not restricted by age. The majority of students rely upon Federal funding. Moms and particularly single moms tend to be one of the most financially disadvantaged groups in the student population. The FSEOG is awarded to the lowest income earners and individual grants for moms going back to school range from $1000US to $4000US.
The 2009 changes made by President Obama to the Pell Grant have raised the total funds available per student to $5000US and this funding is also available to moms who choose online course delivery. That makes Pell Grants the perfect grants for moms going back to school as childcare difficulties often mean that mom and the children are better off with her studying from home.
Moms who previously studied at college level before taking a break for work or family commitments may be eligible to apply for the Osher Re-entry Scholarship, which offers $2500US to students returning to study after five years, who want to complete the degree they started. There are other private grants for moms going back to school and the financial aid counsellors at your campus should be able to help you find out which of these might fit your situation.
The AARP Foundation’s Women’s Scholarship Program is an example. It is aimed at women with limited financial resources like moms going back to school. While not strictly a grant, the American Opportunity Tax Credit Program may also be of assistance as it offers working moms the first $4000US spent of higher education tax-free.
Grants for moms going back to school are also available in some specific fields so it is worthwhile putting time into your research. The TEACH program (Teacher Education Assistance for College and Higher Education) requires a commitment from you to work for four years after graduation in schools serving low-income families but provides financial help while you study.
Taking the initiative to do something for yourself is very tough for moms but returning to study will not only benefit you and help secure your family’s future but it sets a wonderful example for your children. Grants for moms going back to school put these opportunities in reach, all you need to do now is step up.
Grants for moms going back to school put the dream of a higher education within the grasp of struggling families.